Dale Q. Rice Investment Advisor, Ltd.

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/15650/Copy%20of%20smaller%20cropped%20group.bmp" alt="Dale Q. Rice Investment Advisor, Ltd."> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <br><img src="/files/15650/Divider%20Line~001.bmp" alt=""> <br /><br /><img src="/files/15650/Wider%20Logo%20R~001.bmp" alt=""> <br /><br /><img src="/files/15650/bottom%20line.bmp" alt=""> <br />1917 Main Street<br /> <br>Vancouver, WA 98660 <br>Phone: 360-693-7577 <br>FAX: 360-695-3899 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email:  </td><td> <a href="mailto:Clientservice@DQrice.com<br />"> Clientservice@DQrice.com<br /></a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p align=center> </p> <p align=center><font face="Times new roman, times, serif" size=4><font face="Copperplate gothic bold" size=4><font face=Arial size=2><font face="Copperplate gothic bold" size=3><strong><u>Personalized Money Management</u></strong></font></font></font></font><font face="Times new roman, times, serif" size=4><font face="Copperplate gothic bold" size=4><font face=Arial size=2></font></font></font><font size=4></font> </p> <p dir=ltr align=left><font face="Copperplate gothic bold" size=3><strong> In an uncertain marketplace, there's an ever growing need for the knowledge and information that only a trusted independent financial professional can provide <font size=4>- </font>someone who can provide you with a full spectrum of financial strategies for every life stage and help you with attaining prudent financial management.</strong></font></p> <p dir=ltr align=left><font face="Copperplate gothic bold" size=3><strong> If you are interested in financial advice that is tailored specifically to your financial goals you have come to the right place. Investment decisions should be personal and specific to each client's own objectives. One-size-fits-all asset allocation models may be right for many, but may not be right for you. If you do not have a personally managed portfolio with good communication from your financial advisor, you may want to stop by for a review to see what you could have.</strong></font></p> <p align=center><font size=3></font> </p> <p dir=ltr style="MARGIN-RIGHT: 0px" align=center><font face="Copperplate gothic bold" size=3><u><strong>Areas of focus</strong></u></font></p> <p dir=ltr style="MARGIN-RIGHT: 0px" align=left><font face="Times new roman, times, serif"><font size=3><strong> <u><font face="Arial, helvetica, sans - serif">Personal Assets:</font></u></strong></font></font></p> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>Individualized Financial Planning</strong></font></div> </li> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>Family Trusts</strong></font></div> </li> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>401 (K) Rollovers / 403 (b) Rollovers</strong></font></div> </li> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>IRAs</strong></font></div> </li> </ul> </ul> </ul> </ul> <div align=left><font face="Copperplate gothic bold"><font size=3><strong> <u>Foundations and Estates:</u></strong></font></font></div> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>Fiduciary Risk Management</strong></font></div> </li> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>Foundation Asset Management</strong></font></div> </li> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>Trust Asset Management</strong></font></div> </li> </ul> </ul> </ul> </ul> <div dir=ltr align=left><font face="Copperplate gothic bold"><font size=3><strong> <u>Business Investments:</u></strong></font></font></div> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr style="MARGIN-RIGHT: 0px"> <ul dir=ltr> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>Corporate 401 (K)</strong></font></div> </li> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>SEP & SIMPLE Plans</strong></font></div> </li> <li> <div align=left><font face="Copperplate gothic bold" size=3><strong>Corporate and Owner Assets </strong></font></div> </li> </ul> </ul> </ul> </ul> <div dir=ltr align=left><font face="Copperplate gothic bold"><font size=3><strong> <u>Tax Efficient Investing Strategies</u></strong></font></font></div> <div dir=ltr align=left><font face="Times new roman" size=3></font> </div> <div dir=ltr align=left><font face="Times new roman" size=3></font> </div> <div dir=ltr align=center><u><font size=3></font></u> </div> <div dir=ltr align=left><font size=4><font face="Copperplate gothic bold" size=2><strong><font size=3> Call my office and schedule an introductory meeting. This way you can decide for yourself if I can help in guiding your financial future. </font> </strong></font><font face="Copperplate gothic bold"><font size=4><font face="Copperplate gothic bold" size=2><strong> </strong></font></font></font></font></div> <div dir=ltr align=left> </div> <div dir=ltr align=left><strong><font size=2></font></strong> </div> <p dir=ltr align=center><font size=2></font></p> <p dir=ltr align=center><font face="Copperplate gothic bold" size=2><u></u></font> <p dir=ltr align=center><font face="Copperplate gothic bold"><font size=2><font size=3><font face=Arial></font></font></font></font> <p></p> <hr> <p></p> <p dir=ltr align=center><font face="Copperplate gothic bold"><strong><u>Mission</u></strong></font></p> <p dir=ltr align=center><font face="Copperplate gothic bold"><strong>1) To help guard against future events that may cause financial harm [ Financial Planning, Estate Planning, etc.].</strong></font></p> <p dir=ltr align=center><font face="Copperplate gothic bold"><strong>2) To help secure income to meet clients needs. </strong></font></p> <p dir=ltr align=center><font face="Copperplate gothic bold"><strong>3) To assist in asset Growth for future needs. </strong></font><font face="Copperplate gothic bold"><strong>[ Personalized financial asset allocation ].</strong></font></p> <p></p> <strong> <p></p> <hr> <p> </p> <p> </p> <p> </p> </strong> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/A/TA2_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192"> </td></tr> <tr><td width="14" valign="top" background="/graphics/A/TA2_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=129" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">College Funding</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate the cost of your child’s education, based on the variables you input.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=136" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Cost of Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate how much income and savings you may need in retirement.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=134" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">IRA Eligibility</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to determine whether you qualify for the different types of IRAs.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=861" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Required Minimum Distributions</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td colspan="2" width="192"> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/A/TA2_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/A/TA2_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>July 30, 2010 @ 08:13 PM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>10,465.94</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 1.22</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,254.70</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 3.01</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,101.60</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 0.07</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$MID" target="mondo"><strong>S&P Mid-Cap 400</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 760.27</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 2.16</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SML" target="mondo"><strong>S&P Small-Cap 600</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 348.50</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 0.44</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TNX" target="mondo"><strong>10 Year Treasury Note</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>3</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 0.01</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; 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